# UCardInfo site structure

This document is a route map for agents answering questions about the Payment Industry Portal at https://paytools.dev. Use the localized page when the question is in Chinese or English. The same route may contain dynamic records whose facts are more current than this map.

## Route map

| Route | What it contains | Use it for |
|---|---|---|
| `/zh-CN` and `/en` | Portal overview and entry points | Orientation and module discovery |
| `/zh-CN/institutions` and `/en/institutions` | Public regulatory-license records | Legal names, license numbers, regulators, jurisdictions, entity types, status, capability filters |
| `/zh-CN/institutions/{id}` | One institution record | Record-level license and source review |
| `/zh-CN/brands` and `/en/brands` | Payment-institution and brand routing records | Product positioning, related legal entities, official links, capabilities |
| `/zh-CN/brands/{id}` | One brand record | Brand-level source and entity review |
| `/zh-CN/ucard` and `/en/ucard` | Crypto and virtual card comparison | Fees, KYC, regions, wallet/payment compatibility, availability and card status |
| `/zh-CN/ucard/{id}` | One card record | Product-level details and official links |
| `/zh-CN/check` and `/en/check` | Browser-visible payment troubleshooting | Possible causes of AI-subscription payment problems; not a guarantee |
| `/zh-CN/swift` | SWIFT/BIC routing records and ISO 9362 decoder | Code structure and sourced routing records |
| `/zh-CN/swift/{code}` | One SWIFT/BIC record | Bank, branch, country and available corridor/source details |
| `/zh-CN/iban` | Country IBAN routing records and checker | Country format, BBAN structure and mod-97 validation |
| `/zh-CN/iban/{country}` | One country IBAN record | Country-specific IBAN facts and examples |
| `/zh-CN/stablecoins` and `/en/stablecoins` | Stablecoin control-rights directory | Mechanism, freezability, censorship resistance, redemption/exit paths |
| `/zh-CN/events` and `/en/events` | Payments and Web3 event timeline | Conferences, hackathons, regulatory milestones and product moves with official sources |
| `/zh-CN/wiki` and `/en/wiki` | Bilingual payment wiki | Definitions and jurisdiction-specific license application guides |
| `/zh-CN/faq` and `/en/faq` | Frequently asked questions | Short explanations of licenses, PSP/EMI, crypto cards, checks and data limits |
| `/zh-CN/about` and `/en/about` | Data sources and field definitions | Coverage, source policy, capability labels and finance-field rules |
| `/zh-CN/methodology` and `/en/methodology` | Detailed methodology | How records are compiled, verified and bounded |
| `/zh-CN/topics/*` and `/en/topics/*` | Topic hubs for payment licenses, fintech, PayFi, PSP and EMI | Concept discovery and related pages |

## Content and language rules

The fully translated indexable locales are `zh-CN` and `en`. Other locale routes may fall back to English content and are not the primary citation targets. The Chinese and English wiki routes contain corresponding entries. Prefer a page's own canonical URL and the original source links listed on that page.

## How records relate

An institution is a legal or regulatory record. A brand is a market-facing route that may link to one or more legal entities. A crypto card is a product record and can have different availability, fees, KYC, and supported regions from other products under the same brand. Do not merge these concepts without checking the record type.

## Related agent resources

- [Data and methodology](https://paytools.dev/ai/data-methodology.md)
- [Products and cost guide](https://paytools.dev/ai/products-and-pricing.md)
- [Short site index](https://paytools.dev/llms.txt)
- [Full content snapshot](https://paytools.dev/llms-full.txt)