OtoPayvirtual card.
Fees, capabilities, and requirements
默認顯示當前 crypto card，搜索並加入其他卡後可橫向比較費率、功能支持、KYC 與地區限制。
| Item | OtoPay Card OtoPay |
|---|---|
| Fees | |
| Issuance Fee | Free |
| Annual Fee | Free |
| Spending Fee | 2% |
| Top-up Fee | USDT (TRC20) |
| FX Fee | 2% |
| Cashback | — |
| Capabilities | |
| AI Payment | Supported |
| Supported | |
| Alipay | Supported |
| Physical Card | Not Supported |
| Apple Pay | Not Supported |
| Google Pay | Not Supported |
| Remittance | Not Supported |
| Requirements | |
| KYC | ID KYC |
| Top-up Methods | USDT (TRC20) |
| Review Time | Instant |
| Spending Limits | $200 / $500 / $3,000 |
| Availability | Public |
| Supported Regions | Mainland China |
Fees
| Issuance Fee | Free |
| Annual Fee | Free |
| Spending Fee | 2% |
| Top-up Fee | USDT (TRC20) |
| FX Fee | 2% |
Features
AI Payment
Supported
WeChat
Supported
Alipay
Supported
Physical Card
Not Supported
Apple Pay
Not Supported
Google Pay
Not Supported
Remittance
Not Supported
Top-up Methods
USDT (TRC20)
Spending Limits
Per Transaction
$200
Daily
$500
Monthly
$3,000
Details
OtoPay U卡.
KYC
ID KYC
Currency
USD
Supported Regions
Mainland China
Review Time
Instant
Availability
Public
Site status
Official site reachable
Last updated：2026-09-18
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