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Stablecoin research/DAI

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Stablecoin research

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MakerDAO / Sky Protocol

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Asset control rights

Censorship resistance is an editorial mapping of freeze/governance facts on this page, not a regulator score.

Stability mechanism
Crypto and RWA collateral via Maker vaults / PSM modules (protocol docs).
Decentralization
High
Freezable balance
NoDAI itself has no issuer blacklist/freeze admin comparable to USDT/USDC; collateral/PSM rails may still involve freezable assets.
Censorship resistance
StrongEditorial: no DAI-level freeze; resistance still depends on collateral and governance.
Exit vs USDT
Primarily via markets or PSM into other stablecoins (historically USDC), not a native 1:1 USDT window.

Use cases

  • DeFi lending and savings
  • On-chain collateral

Sources

Reviewed 2026-09-05

MakerDAO — DAI

Independent research compiled from public issuer docs and product pages. Not financial, legal, or investment advice. Freezability refers to documented admin powers. Market cap, supply, and TVL are not invented here.